Is Your Painter Fully Insured? Here’s Why It Matters (And Could Save You Thousands)

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When you’re hiring a painter, what’s the first thing you check? The price? The reviews? Maybe how fast they can start?

All important — but there’s a silent risk almost every homeowner overlooks: Is your painter fully insured?

Because if they’re not, you could be on the hook for thousands — or even tens of thousands — if something goes wrong. Here’s why you need to check before a single brushstroke hits your walls.

Fully insured professional painter preparing home exterior — Student Works Painting

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1. Accidents Happen — And You Could Be Liable Without an Insured Painter

Professional painters work at heights, on ladders, around slippery surfaces, and with heavy equipment.
Even for the best crews, accidents sometimes happen.

If your painting contractor doesn’t have Workers’ Compensation coverage and gets injured on your property, guess who’s legally responsible?

You are.

Homeowners have been sued for medical bills, lost wages, and damages — simply because the painter they hired wasn’t properly covered.

At Student Works Painting, every Owner/Operator and crew member carries full Workers' Compensation coverage, meaning if anything happens, you’re protected.

Choosing an insured painter means you never have to worry about surprise liability. Whether you're located in Vancouver, Calgary, Edmonton, Regina, or Saskatoon, protecting your property starts with hiring the right team.

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2. Property Damage Could Cost You Thousands Without an Insured Painting Company

Imagine a ladder crashing through your brand-new glass railing.
Or paint accidentally spilling over your hardwood floors.

If your painter doesn't have $5 million in liability insurance, you could be left fighting an uphill battle to repair the damage — out of your own pocket.

Student Works Painting carries $5 million liability insurance on every project.
If an accident happens (rare, but real), you’re not left crossing your fingers.
You’re covered — and we handle it professionally.

Working with an insured painting company protects your property and your peace of mind. Whether you live in Winnipeg, Kamloops, Kelowna, Victoria, or Nanaimo, choosing a fully insured painting contractor ensures you're covered from start to finish.

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3. Uninsured Painters Usually Cut Corners Elsewhere Too

Painters who skip insurance usually cut corners in other places:

Poor prep work that causes peeling within a year
Low-quality paint that fades faster
Crew members who aren't properly trained

At Student Works Painting, our university student-Operators go through rigorous technical and safety training before they ever step onto your property. Because quality service and protecting customers isn't optional — it's built into how we work.

When you hire painters with insurance, you’re hiring a team committed to quality, professionalism, and customer protection, whether your home is in North Vancouver, Sherwood Park, Fort McMurray, or Penticton.

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How to Check if Your Painting Contractor is Fully Insured

✅ Ask for proof of Liability Insurance (at least $2 million, ideally more)
✅ Ask for proof of Workers’ Compensation coverage
✅ Ask about their warranty and service guarantees (if they cut corners on insurance, they’ll likely cut here too)

If they hesitate, dodge the question, or "promise it's not needed" — run.

Hiring an insured painting contractor is not optional — it's essential.

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Backed by the Industry Leader: Pro Works Painting

What many people don’t know is that Student Works Painting is part of the Pro Works Painting family — Western Canada's premier painting company with over 30 years of experience.

From single-family homes to large-scale commercial developments, Pro Works has set the standard in residential and commercial painting across British Columbia, Alberta, Saskatchewan, and Manitoba. They’re trusted by property managers, homeowners, and business leaders for their commitment to professionalism, project management, and high-quality finishes.

Every Student Works franchise is backed by the same core values that built Pro Works:

Do what you say you will do
Finish what you start
Be on time
Be courteous and polite

It’s this foundation that ensures your painting project — whether a fresh coat on your home or a full commercial repaint — gets done right, on time, and with care.

You’re not just hiring painters. You’re hiring a team backed by decades of proven excellence.

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Bottom Line: Don’t Gamble With Your Home (or Your Wallet)

Painting your home should feel exciting, not stressful.

Choosing a fully insured, fully trained professional team — like Student Works Painting — means:

No financial risk if accidents happen
No headaches from property damage claims
No cut corners on quality or protection

It’s your home. It’s your peace of mind.
Hire the team that backs you — not just with promises, but with protection.

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👉 Contact Student Works Painting today for a free, no-obligation estimate and experience the difference of working with a fully insured painting company.

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